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UNUM

Financial Review 2009

2009 Financial Review (full)

1. Selected Financial Data

2. Management's Discussion and Analysis of Financial Condition and Results of Operations

3. Quantitative and Qualitative Disclosures About Market Risk

4. Consolidated Balance Sheets

5. Consolidated Statements of Income

6. Consolidated Statements of Stockholders' Equity

7. Consolidated Statements of Cash Flows

8. Consolidated Statements of Comprehensive Income (Loss)

9. Notes to Consolidated Financial Statements

10. Reports of Independent Registered Public Accounting Firm and Management's Annual Report on Internal Control Over Financial Reporting

11. Cautionary Statement Regarding Forward-Looking Statements

12. Shareholder Information